Quit Smoking Your Nest Egg!!!

Been looking for a silver bullet or magic pill?  Try the Sticker Shock Method of quitting.  Thanks to my girlfriend, Sheri, for taking my crude spreadsheet and turning it into the lovely calculator you see here.  All you have to do is enter the amount you paid for your first pack and your age then, your age now and current cost and how many packs per day.  The calculator will tell you how much you will spend on your habit between now and retirement age of 65 based on an annual price increase calculated from your inputs.  You know how it goes.  Every time the state passes a new cigarette tax increase, you scream "That's it!!  I'm quitting."  Maybe you do but then you bum one from a friend.  Then you bum another.  Then you're embarrassed for bumming so you buy a pack.  The tax increase wasn't that big of deal after all.  No matter how ridiculous the results look on here, remember they are based on what has already happened to you. 

What age did you start smoking?
How much did you pay for your first pack?	$
How old are you now?
What do you pay per pack today?	$
How many packs/day do you smoke?
Annual Price increase:
Years projected into the future:
By the time you retire at age 65, a pack will cost you:	$
for a total annual cost of:	$
By that time you will have spent a total of:	$
which, had you invested earning 7% would be:	$

Not a bad nest egg.  Is it?  Well, that's the real cost of your next cigarette.  The spread sheet I referenced above was one that I put together for myself based on my own addiction.   The cost of my next cigarette is $178,238.93 and if invested means close to half a million bucks for me in retirement.  After calculating it for myself, I wanted to provide the same resource for other people who may be trying to kick the habit and could be motivated by money.