Hello everyone. Up until this point, this site has kinda been my soapbox and as such, offered only one point of view. A few months back, I had the pleasure of meeting Jeff Williams. We meet the last Thursday evening of every month to play Robert Kiyosaki's game, Cash Flow 101. We also meet the first, second, and third Thursday of every month at noon to discuss Cash Flow investing. I feel that Jeff and I share a kindred spirit and after reading some of his emails, I invited him to be a guest author here. The last post was the first of what I feel will be a valuable addition to this site.