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rev-o-lu-tion [rev-uh-loo-shuhn] noun:  a sudden, complete or marked change in something
 Challenging or, at least questioning, conventional planning methods, online calculators, and turning what may have worked for a few people into a "rule of thumb"

Derek Bough|Bridges Financial - (515) 554-0230
Consumption smoothing is a concept which refers to balancing out spending and saving to attain and maintain the highest possible living standard over the course of one's life.

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